Group Captives
Let’s face it. The brutal reality for small and midsized business are Health benefits are a top three expense, costs are rising faster and will most likely double in four years, shifting costs to employees is limited and employers receive zero to little reporting to analyze & understand increases.Finding affordable health insurance is almost impossible. Traditional, fully-insured carriers don’t have the flexibility to allow businesses to get employee medical benefits at a price they can afford.
If they can’t offer adequate healthcare, small and midsize businesses can’t retain and attract experienced workers, and productivity and the bottom line suffers.
A Group Captive is a health insurance pool formed by companies to reduce the cost of the medical benefit spend where the employers gain information, control, savings and quality.
Innovative and engaged Employers of 20 to 500+ employees seeking a long-term strategy to reduce costs while providing a healthcare offering to attract and retain quality employees should seek this solution. If eligible, we’ll provide guarantees too.